Many couples who are getting married will have to make a decision whether they should get their own checking account or to apply for a joint one. In the past this was not an issue at all. Usually both husband and wife can withdraw or deposit from the joint checking or at least the husband has full access of the checking account and gives the wife the amount she needs.
Nowadays each couple that marries each other has their own financial background whether it is negative or positive. They have to make a decision whether they should share a bank account together and research for the best passbook savings account rates. Some prefer to wait until they are married and decide then.
Everyone who is in a relationship has their own set of problems whether it is a financial issue or not. Some people believe that considering separate new checking account promotions does not confirm that the two people are together. The only way to prove that they are couple is if they have a joint account.
There are those who believe that having your own separate things makes you independent. Having to consider combining money together as a couple is like losing your individuality. Not many prefer to have someone tell them how they should spend.
There is no wrong or right answer to whether you should have a joint account or not. The bottom line is ones you get married you have to decide on how the bills will be paid. In regards to having a separate checking account it will definitely be an issue in this case.
Nonetheless it is important for a couple to make a choice whether they should have separate or joint checking accounts before they get married. This is the only way to avoid further conflicts in the future. It is a known fact that financial disagreements are the number one cause of why couples separate.