Getting cheap young driver car insurance

If you’re reaching that middle-age milestone when your child or children begin requesting the keys to the family vehicle, be ready for serious wallet trauma.  Young drivers are frequently inattentive behind the wheel, and often drive while distracted by friends, texting, songs on the stereo, and even the noise of their own thoughts.  As a consequence, car insurance companies have discovered that underwriting a young driver is a significantly higher risk than insuring a mature motorist.  Your young driver’s contribution to your car insurance premium will be hefty as a result.

Happily, there are a few steps you can take in order to help find a cheap young driver car insurance quote.  Here are a few hints to keep your policy premium under control.

• Be sure that your young driver gets good grades in school.  A so-called “good student discount” can be worth somewhere in the ballpark of 15%.
• If you can stand it, make it a point to bundle all of your insurance services with the same insurance company, including your car insurance.  This will generate sizable “loyalty savings” on all of your insurance services.
• If you have more than one vehicle, insure all of them with the same car insurance provider.  The multi car insurance discount is up to a helpful 20%
• If you really don’t enjoy care insurance shopping, you can have auto insurance discounters perform the search and quote-gathering phase of your insurance buying experience on your behalf.  This will dramatically reduce your hassle and headaches.  Cheap motor car insurance isn’t difficult to find, it just takes effort, and discounters will save you that effort.
• If you’re keen to get an import car for your young new driver, be sure it’s an economical model.  Import car insurance is significantly more expensive for high-end import models, where repair and replacement costs are significantly higher than average.

Adding a young motorist to your car insurance policy package doesn’t have to be a traumatic experience for your bank account.  Just follow a couple of the hints above to enjoy a healthy discount.

This entry was posted on Monday, March 28th, 2011 at 5:50 am. It is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed.